Corporate Loans in UAE — Bilateral & Syndicated Facilities
Relationship-led corporate finance from AED 25M upwards — bilateral, club and syndicated facilities structured around your balance sheet by leading UAE banks, conventional or Islamic.
Top corporate loan offers right now in UAE
Compare the latest business loan offers from leading UAE banks, tailored to your business.
A corporate loan in the UAE is a large, relationship-managed facility — typically AED 25 million and above — built bespoke around an established company’s balance sheet rather than sold as an off-the-shelf product. Banks such as FAB, Emirates NBD, ADCB and Standard Chartered structure these as bilateral loans (one bank), club deals (a small group), or syndicated facilities (a lead arranger distributing the exposure across multiple lenders) for the largest requirements. Underwriting rests on audited financials covering 2–3 years, leverage and debt-service-coverage ratios, sector outlook, and the strength of corporate governance, often supported by corporate and shareholder guarantees rather than a single personal guarantee. FinanceMarket.ae introduces your mandate to the corporate desks most active in your sector and ticket size, then helps you compare indicative pricing, covenants, and tenor across competing term sheets.
- Facilities from AED 25M, no fixed ceiling
- Bilateral, club and syndicated structures
- Relationship-led, bespoke underwriting
- Conventional or Islamic (Murabaha, Ijara)
Documents Required to Apply for a Business Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Valid Trade Licence (Mainland / DED)
- Memorandum of Association (MOA) & Share Certificates
- Chamber of Commerce registration certificate
- Office tenancy contract / Ejari
- Company profile and website
- 6–12 months company bank statements
- Audited financial statements for the last 2 years
- VAT certificate and VAT returns for the last 4 quarters
- Sample invoices and purchase orders (POs)
- Emirates ID & passport copies of all owners / partners
- UAE residence visa copies of owners / partners
- AECB credit report
- Post-dated cheques / collateral where applicable
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Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.