Why UAE Residents Use Our Rate Tracker
Interest Rate Comparison
Home Loan Interest Rates
FeaturedBuying a property in the UAE? Whether you're going for a ready home, off-plan unit, or refinancing an existing mortgage, here's where to start.
- Compare Islamic and conventional mortgage options
- Switch between fixed and reducing rate visualizations
- Use the EMI Calculator for instant results
Car Loan Interest Rates
From brand-new to pre-owned, we track UAE car loan interest rates from top banks — Islamic and conventional, with and without salary transfer.
- Compare flat vs reducing rates across banks
- Use the Car Loan EMI Calculator to test repayment impact.
Personal Loan Interest Rates
Ideal for salaried expats, UAE nationals, and self-employed individuals. Updated rates for salary transfer and non-salary transfer options.
- See eligibility per bank before applying
- Use the Personal Loan EMI Calculator
Offers & Deals
Alongside low interest rates, UAE banks regularly run promotional offers — waived processing fees, cashback deals, co-branded rewards, or bundled benefits. This section lets you explore everything live.
Featured Home Loan Offers
- 0% processing fee
- Fixed rate at 3.25% for 3 years
- Free property valuation
- Switch your existing mortgage
- Get up to AED 5,000 cashback
- 50% off processing fee
- Murabaha-based profit rates starting from 3.49%
- No upfront Takaful fee
- Flexible early settlement
Business Loan Offers
- No processing fee
- No collateral up to AED 250K
- Valid for startups less than 2 years old
- Free LC account opening
- 25% off on transaction charges for 3 months
- Dedicated relationship manager
Personal Loan Offers
- 0% processing fee
- First 3 months interest-only payment
- Rates from 3.29% reducing
- Flat rate from 2.99%
- Cashback on loan disbursal
- Repayment holiday for 60 days
Credit Card Offers
- 5% cashback on fuel and groceries
- AED 300 welcome bonus
- Free for first year
- Free airport lounge access
- 2x Air Miles on international spend
- Bonus miles worth AED 1,000 on first spend
- Up to 40% off at partner restaurants
- Free Valet
- Dining-specific reward program
Zero Processing Fee Offers
Many lenders waive processing fees during festivals or for specific customer profiles.
- FAB Home Loans – 0% fee on ready property
- Emirates NBD Personal Loan – 0% until September
- RAKBANK Business Loan – 0% fee for SMEs with AED 1M+ turnover
Festival Offers
During Eid, Diwali, Ramadan, and UAE National Day — expect extra sweeteners.
- Home loan rate freeze during Ramadan
- Cashback on personal loans during Diwali
- Bonus Air Miles for credit cards during Eid
- Salary account switch bonuses for UAE National Day
How We Keep This Page Updated
FAQs – Interest Rates & Offers
All your UAE financial choices on one powerful platform.
Finance Market is a brand of Hamilton International Mortgage Consultant, licensed by the Government of Dubai, Department of Economy and Tourism — Professional Licence No. 748683 (Financing Broker & Mortgage Consultant). Office 201, Al Masaood Building, 54 Al Maktoum Road, Riggat Al Buteen, Deira, Dubai, UAE — P.O. Box 12875. By using financemarket.ae you agree to be bound by our Terms & Conditions, Cookies Policy and Privacy Policy. All third-party trademarks, service marks, trade names and logos — including those of banks, financial institutions and other companies displayed on this website — are the property of their respective owners. They are used for identification purposes only, and their display does not imply any affiliation with, or endorsement, sponsorship or approval by, the respective owners; Finance Market claims no ownership of any third-party marks. © 2026 Hamilton International Mortgage Consultant. All rights reserved.
Why UAE Residents Use Our Rate Tracker
Interest Rate Comparison
Home Loan Interest Rates
FeaturedBuying a property in the UAE? Whether you're going for a ready home, off-plan unit, or refinancing an existing mortgage, here's where to start.
- Compare Islamic and conventional mortgage options
- Switch between fixed and reducing rate visualizations
- Use the EMI Calculator for instant results
Car Loan Interest Rates
From brand-new to pre-owned, we track UAE car loan interest rates from top banks — Islamic and conventional, with and without salary transfer.
- Compare flat vs reducing rates across banks
- Use the Car Loan EMI Calculator to test repayment impact.
Personal Loan Interest Rates
Ideal for salaried expats, UAE nationals, and self-employed individuals. Updated rates for salary transfer and non-salary transfer options.
- See eligibility per bank before applying
- Use the Personal Loan EMI Calculator
Offers & Deals
Alongside low interest rates, UAE banks regularly run promotional offers — waived processing fees, cashback deals, co-branded rewards, or bundled benefits. This section lets you explore everything live.
Featured Home Loan Offers
- 0% processing fee
- Fixed rate at 3.25% for 3 years
- Free property valuation
- Switch your existing mortgage
- Get up to AED 5,000 cashback
- 50% off processing fee
- Murabaha-based profit rates starting from 3.49%
- No upfront Takaful fee
- Flexible early settlement
Business Loan Offers
- No processing fee
- No collateral up to AED 250K
- Valid for startups less than 2 years old
- Free LC account opening
- 25% off on transaction charges for 3 months
- Dedicated relationship manager
Personal Loan Offers
- 0% processing fee
- First 3 months interest-only payment
- Rates from 3.29% reducing
- Flat rate from 2.99%
- Cashback on loan disbursal
- Repayment holiday for 60 days
Credit Card Offers
- 5% cashback on fuel and groceries
- AED 300 welcome bonus
- Free for first year
- Free airport lounge access
- 2x Air Miles on international spend
- Bonus miles worth AED 1,000 on first spend
- Up to 40% off at partner restaurants
- Free Valet
- Dining-specific reward program
Zero Processing Fee Offers
Many lenders waive processing fees during festivals or for specific customer profiles.
- FAB Home Loans – 0% fee on ready property
- Emirates NBD Personal Loan – 0% until September
- RAKBANK Business Loan – 0% fee for SMEs with AED 1M+ turnover
Festival Offers
During Eid, Diwali, Ramadan, and UAE National Day — expect extra sweeteners.
- Home loan rate freeze during Ramadan
- Cashback on personal loans during Diwali
- Bonus Air Miles for credit cards during Eid
- Salary account switch bonuses for UAE National Day