Know exactly how it works — before you apply.
Step-by-step guides to applying and comparing finance in the UAE — and exactly what your Relationship Manager does for you after you apply.
Compare 38 UAE banks, then let your RM run the full mortgage for you.
How to apply & compare on FinanceMarket
A few simple steps from “just looking” to a submitted application — all in one place.
Share your income, the property you have in mind and how much you want to borrow. It’s a soft check — it never touches your credit score.
We run your profile across UAE banks and show what you qualify for, side by side — rate, fees and the real monthly payment, in plain numbers.
Compare the offers and shortlist the ones that fit. Your dedicated Relationship Manager helps you read the fine print and weigh the trade-offs.
Apply in minutes and upload your documents once — we reuse them across banks, so you never fill the same form twice.
Follow every stage live in your dashboard — from pre-approval to valuation to disbursal — with your RM a message away.
Your Relationship Manager runs the whole mortgage for you
Once you submit, a dedicated RM takes over — running your case across UAE banks and managing every step for you. Here’s exactly what happens.
- 1Application submitted
Your enquiry lands with us and a dedicated Relationship Manager is assigned to your case.
- 2Your details verified
We confirm the income and personal details you entered so every bank sees an accurate, consistent profile.
- 3Documents uploaded
Upload your ID, income and property documents once. We organise them so they’re ready for every lender.
- 4Intro call with your RM
Your Relationship Manager calls to understand your goals, timeline and any special circumstances.
- 5We run your case across every UAE bank
Our RMs bring deep banking experience. Based on your profile and financials, we run the numbers across every bank in the UAE — with the latest rate changes and Central Bank compliance — to choose the right product for you.
Want more options? If you prefer, we can pursue pre-approval with more than one bank — a smart move when you want room to choose. - 6You & your RM choose a product
Together you pick the bank and product that fit best — on rate, term and total cost.
- 7Bank application submitted
We submit the application to that bank using your verified information and documents.
- 8Pre-approval letter issued
The bank reviews the case and issues a pre-approval letter confirming your indicative amount and terms.
- 9Review call with your RM
Your RM walks you through the pre-approval, answers questions and makes sure it still fits your plan.
- 10You accept the pre-approval
Happy to proceed? You accept the pre-approval with your consent (e-signature) and we move to the final application.
- 11Final application prepared & signed
Your RM prepares the bank’s final application; you review, sign and complete it, and we submit it to the bank.
- 12Document verification
The bank verifies your documents and details before instructing the property valuation.
- 13Property valuation
The bank arranges an independent valuation of the property to confirm its market value.
A valuation fee is paid to the bank. You’ll see the bank’s transfer details right here and can upload your payment receipt — it reaches your RM and is forwarded to the bank, so the whole step stays seamless. - 14Final offer letter
With valuation done, the bank issues the final offer letter — the confirmed rate, amount and terms.
- 15Final review — your call
You and your RM review the final offer. The decision is yours; if you want changes, your RM goes back to the bank and negotiates on your behalf.
- 16You accept the offer
Once the final offer letter is right, you accept it and we instruct the bank to proceed.
- 17Disbursal
The bank disburses the loan. Your RM stays with you through the disbursal and handover, start to finish.
Apply, pick a bank, get approved — pre-approval on request.
How to apply & compare on FinanceMarket
A few simple steps from “just looking” to a submitted application — all in one place.
Share your income and the vehicle you have in mind. It’s a soft check — no impact on your credit score.
We show what you qualify for across UAE banks — rate, monthly payment and total cost, side by side.
Your Relationship Manager helps you weigh the offers and pick the right one.
Apply in minutes and upload your documents once.
Follow every stage live in your dashboard, with your RM a message away.
Your Relationship Manager runs the whole car finance for you
Once you submit, a dedicated RM takes over — running your case across UAE banks and managing every step for you. Here’s exactly what happens.
- 1Application submitted
Your enquiry lands with us and a dedicated Relationship Manager is assigned.
- 2Your details verified
We confirm your income and details so every bank sees an accurate profile.
- 3Documents uploaded
Upload your ID, income and the vehicle quotation once — ready for every lender.
- 4Call with your RM
Your RM calls to understand your goals and confirm the vehicle and budget.
- 5We run your case across UAE banks
Our RMs bring deep banking experience. Based on your profile and financials, we run the numbers across banks — with the latest rates and Central Bank compliance — to pick the right product.
- 6You & your RM choose a bank
Together you pick the bank and product that fit best.
- 7Application submitted to the bank
We submit your application to the chosen bank with your documents.
Want certainty first? For a car loan you can ask for a pre-approval letter before you commit — so you know your limit and rate up front. - 8Approval
The bank reviews and approves your car finance.
- 9Document verification
The bank verifies your documents before release — no property valuation needed.
- 10Disbursal — you drive away
The bank disburses to the dealer and your RM stays with you to the handover.
Compare, choose a bank with your RM, and get a decision fast.
How to apply & compare on FinanceMarket
A few simple steps from “just looking” to a submitted application — all in one place.
Share your income and obligations and how much you need. A soft check — no impact on your credit score.
We show what you qualify for across UAE banks — amount, indicative rate and monthly payment.
Your Relationship Manager helps you choose the offer that fits your budget.
Apply in minutes and upload your documents once.
Follow every stage live in your dashboard, with your RM a message away.
Your Relationship Manager runs the whole personal loan for you
Once you submit, a dedicated RM takes over — running your case across UAE banks and managing every step for you. Here’s exactly what happens.
- 1Application submitted
Your enquiry lands with us and a dedicated Relationship Manager is assigned.
- 2Your details verified
We confirm your income and obligations so every bank sees an accurate profile.
- 3Documents uploaded
Upload your ID and income documents once — ready for every lender.
- 4Call with your RM
Your RM calls to understand your goals and timeline.
- 5We run your case across UAE banks
Our RMs bring deep banking experience. Based on your profile and financials, we run the numbers across banks — with the latest rates and Central Bank compliance — to pick the right product.
- 6You & your RM choose a bank
Together you pick the bank and product that fit best.
- 7Application submitted to one bank
We submit your application to the chosen bank with your documents.
- 8Approval
The bank reviews and approves — no valuation and no pre-offer stage for a personal loan.
- 9Document verification
The bank verifies your documents before release.
- 10Disbursal — cash in your account
The bank disburses the funds to your account, fast. Your RM stays with you to the finish.
We assess your business across banks and run the full case to disbursal.
- 1Share your documents
Give us your trade licence, financials and owner details — once.
- 2We compare eligibility across banks
We assess your business against each bank’s criteria and shortlist the best fit.
- 3Apply to the selected bank
We submit the application for the chosen product and bank.
- 4Pre-approval → final application
The bank pre-approves; we then submit the final loan application.
- 5Verification & valuation (if needed)
Documents are verified, and a valuation is carried out where the facility requires it.
- 6Final offer & disbursal
The final offer letter is issued and, once accepted, the funds are disbursed.
Choose a card, we check eligibility and pass it straight to the bank.
- 1Choose your card
Browse and pick from a wide range of UAE credit cards by rewards, cashback and fees.
- 2We check your eligibility
We run your profile and the few documents we already hold against the card’s criteria.
- 3Straight to the bank
If you’re eligible, we pass the application directly to the bank — and a dedicated person handles any query along the way.
- 4Document verification
The bank verifies your documents as part of its standard process.
- 5Approved — your card & limit
Once approved, you get your card and your confirmed credit limit.
Pick an account, share your documents, and we open it smoothly.
- 1Pick your account
Choose a current, savings or corporate account that suits you.
- 2Share your documents
We take your documents and submit everything to the bank.
- 3We handle the rest
If the bank needs anything more, we’ll tell you. Otherwise the process completes smoothly.