Start with how you actually spend. Cashback cards return money on groceries, fuel and dining; frequent flyers earn more from a miles card tied to Skywards or Etihad Guest.

Then weigh the annual fee against the rewards. A free-for-life card suits light spenders; a premium card only pays off if you use the lounge, golf and travel perks.

FAQ

Frequently asked questions

Most banks require a minimum monthly income of 5,000, though some cashback cards start lower and premium cards require 25,000+. Use the eligibility checker to see your matches.

Yes. Several UAE banks offer cards that don't require you to transfer your salary — you can keep your existing bank.

Comparing and checking eligibility on FinanceMarket is a soft check and never affects your score. A formal bank application is a hard check.

Pre-approval is often instant online. Final approval and delivery typically take 2–5 working days once documents are verified.

READY WHEN YOU ARE

Find your perfect card today

Compare 200+ cards from 30+ UAE banks in minutes. Free, with no impact on your score.

Compare cards now Check eligibility

All your UAE financial choices on one powerful platform.

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EIBOR LIVE

1 Week4.35%▲0.021 Month4.41%▼0.013 Months4.45%▲0.036 Months4.51%▼0.021 Year4.58%▲0.04

·38+ Partner Banks

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COMPARE 200+ UAE CREDIT CARDS

Best Credit Cards in the UAE —
Compare & Apply Online.

Find the perfect card for travel, cashback, shopping, or zero annual fees. Compare features, rewards, and eligibility across 30+ UAE banks — then apply in minutes.

Compare Credit Cards Check Eligibility

Trusted by 50,000+ UAE residents

30+ partner banks

100% free service

Mashreq

Infinite

PRIVATE

•••• •••• •••• 8678

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

VISA

Emirates NBD

Infinite

•••• •••• •••• 1436

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

VISA

Citi

World

•••• •••• •••• 5652

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

200+

Cards to compare

4.7★★★★★

Average user rating

50,000+
UAE residents

WHY FINANCEMARKET

Every UAE card,
compared @ zero cost.

FinanceMarket helps UAE residents compare credit cards from top banks in one place. No bias, no paperwork — just instant matches based on your income and lifestyle.

200+

cards reviewed

30+

partner banks

cost to you

Compare 200+ cards

From 30+ UAE banks, side by side.

Unbiased recommendations

No bank pays for better placement.

No impact on credit score

Browsing and matching is soft-check only.

Instant pre-approval

Apply online and hear back in minutes.

Browse by category

Find cards built for how you spend

Every card grouped by what it's best at — pick a lane and compare the top options.

Travel Cards

Earn air miles & travel perks

38 cards

Cashback Cards

Get money back on spends

52 cards

Rewards Cards

Points on every purchase

44 cards

Islamic Cards

Shariah-compliant options

Airport lounge & concierge

17 cards

Balance Transfer

Lower interest on existing debt

14 cards

Business Cards

For SMEs & entrepreneurs

19 cards

Popular this month

The cards UAE residents are choosing

Hand-picked from this month's most-compared and most-applied cards across our partner banks.

Compare credit cards side by side

Filter by what matters, sort any column, and add up to 4 cards to a detailed side-by-side comparison.

Card	Annual fee↕	APR / month↕	Rewards rate	Welcome bonus	Min income↕	Actions
Emirates NBD Infinite •••• •••• •••• 1436 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Skywards Infinite Emirates NBD · ★ 4.8	1,575	3.25%	Up to 2.5 Skywards Miles / $1	40,000 bonus Skywards Miles	25,000	Apply
Mashreq Infinite PRIVATE •••• •••• •••• 8678 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Solitaire Mashreq · ★ 4.8	2,500	3.45%	Up to 4 Salaam Points /	Luxury welcome gift	50,000	Apply
ADCB Infinite •••• •••• •••• 2307 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA TouchPoints Infinite ADCB · ★ 4.7	1,500	3.45%	Up to 5 TouchPoints /	50,000 welcome TouchPoints	30,000	Apply
FAB World Elite •••• •••• •••• 4685 CARDHOLDER YOUR NAME VALID THRU 08/29 Etihad Guest Elite FAB · ★ 4.7	1,575	3.15%	Up to 2 Etihad Guest Miles / $1	30,000 bonus Etihad Guest Miles	25,000	Apply
Dubai Islamic Infinite •••• •••• •••• 6515 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Prime Infinite Dubai Islamic · ★ 4.7	Free for life	3.25%	Up to 3 Wala'a Points /	Welcome Wala'a bonus	30,000	Apply
Emirates NBD Platinum •••• •••• •••• 2916 CARDHOLDER YOUR NAME VALID THRU 08/29 Cashback Credit Card Emirates NBD · ★ 4.6	Free 1st year	3.25%	Up to 10% cashback	500 welcome cashback	8,000	Apply
Mashreq Platinum •••• •••• •••• 6658 CARDHOLDER YOUR NAME VALID THRU 08/29 Cashback Card Mashreq · ★ 4.6	Free for life	3.15%	Up to 5% cashback	500 welcome bonus	7,000	Apply
Citi World •••• •••• •••• 5652 CARDHOLDER YOUR NAME VALID THRU 08/29 PremierMiles Citi · ★ 4.6	1,500	3.25%	Up to 4 Miles /	50,000 bonus Miles	18,000	Apply
ADCB Signature •••• •••• •••• 6175 CARDHOLDER YOUR NAME VALID THRU 08/29 365 Cashback ADCB · ★ 4.5	Free 1st year	3.25%	Flat 1% everywhere	300 cashback	10,000	Apply
HSBC Signature •••• •••• •••• 4783 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Live+ HSBC · ★ 4.5	Free 1st year	3.25%	Up to 8% cashback	300 statement credit	10,000	Apply
ADIB Signature •••• •••• •••• 3843 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Cashback Visa ADIB · ★ 4.5	Free for life	3.15%	Up to 5% cashback	300 cashback	8,000	Apply
RAKBANK World •••• •••• •••• 1329 CARDHOLDER YOUR NAME VALID THRU 08/29 World Mastercard RAKBANK · ★ 4.5	Free 1st year	3.45%	Up to 3 points /	25,000 bonus points	20,000	Apply
FAB Platinum •••• •••• •••• 9872 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Cashback Card FAB · ★ 4.4	Free for life	3.25%	Up to 5% cashback	200 cashback	5,000	Apply
Dubai Islamic Platinum •••• •••• •••• 5998 CARDHOLDER YOUR NAME VALID THRU 08/29 Prime Cashback Dubai Islamic · ★ 4.4	Free for life	3.25%	Up to 4% cashback	250 cashback	8,000	Apply
CBD Signature •••• •••• •••• 5250 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Super Saver CBD · ★ 4.4	Free 1st year	3.25%	Up to 10% cashback	400 cashback	10,000	Apply
HSBC Platinum •••• •••• •••• 1597 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Platinum HSBC · ★ 4.3	Free 1st year	2.99%	Up to 2 Rewards /	20,000 bonus points	12,000	Apply
RAKBANK Titanium •••• •••• •••• 9304 CARDHOLDER YOUR NAME VALID THRU 08/29 Red Mastercard RAKBANK · ★ 4.3	Free for life	3.45%	Up to 5% cashback	150 cashback	5,000	Apply
Citi Platinum •••• •••• •••• 5420 CARDHOLDER YOUR NAME VALID THRU 08/29 VISA Cashback Card Citi · ★ 4.3	Free 1st year	2.99%	Up to 3% cashback	250 cashback	8,000	Apply

Showing 18 of 18 cards · rates indicative, confirmed at application

0 of 4 selected · add 1 more to compare

Eligibility checker

Credit card eligibility in the UAE

Move the slider to your monthly income and instantly see how many cards you could qualify for.

YOUR MONTHLY INCOME15,000

3K60K+

You likely qualify for 11 cards

That's 61% of the cards on our platform at this income level.

A few you'd qualify for

Emirates NBD

Platinum

•••• •••• •••• 2916

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

Cashback Credit Card

Mashreq

Platinum

•••• •••• •••• 6658

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

Cashback Card

ADCB

Signature

•••• •••• •••• 6175

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

365 Cashback

HSBC

Signature

•••• •••• •••• 4783

CARDHOLDER

YOUR NAME

VALID
THRU

08/29

VISA

Live+

See my 11 matching cards

WHAT YOU'LL NEED

General requirements to apply

Minimum monthly income

From 5,000 — varies by card

Age 21 or above

Salaried or self-employed

Valid Emirates ID & visa

UAE resident

Salary certificate or statements

Last 3–6 months

Checking eligibility on FinanceMarket is a soft check — it never affects your credit score.

How it works

From compare to approved in 4 steps

A single, secure flow that takes minutes — not weeks.

Compare cards

Filter 200+ cards by reward type, fees and income, side by side.

Check eligibility

Use the soft-check tool to see the cards you qualify for instantly.

Apply online

Submit a single secure application — no branch visit, no paperwork.

Get approved

Receive pre-approval in minutes and your card shortly after.

Exclusive offers

Welcome bonuses & seasonal rewards

Time-sensitive deals from our partner banks — grab them before they expire.

SEASONAL

Up to 10% cashback

Mashreq · Cashback Card

Boosted cashback on dining, groceries and online shopping for the summer season.

This quarterClaim offer

200+cards

compared across the UAE market

30+banks

partner banks & card issuers

50,000+residents

have used FinanceMarket

Guides & tips

Learn before you apply

Plain-English guides to help you pick — and use — the right card.

All guides

article imageBASICS

How to choose the right credit card

6 min read

article imageCOMPARE

Cashback vs rewards cards: which wins?

5 min read

article imageCREDIT

How credit cards affect your credit score

7 min read

article imageTRAVEL

Top travel cards for UAE residents

8 min read

The full guide

Everything you need to know about UAE credit cards

Start with how you actually spend. If most of your budget goes to groceries, fuel and dining, a cashback card returns real money every month. Frequent flyers earn far more from a miles card tied to Emirates Skywards or Etihad Guest.

Then weigh the annual fee against the rewards. A free-for-life card is ideal for light spenders, while a premium card only pays off if you use the lounge access, golf and travel perks enough to outweigh the fee.

FAQ

Frequently asked questions

Most banks require a minimum monthly income of 5,000, though some entry-level and cashback cards start lower and premium cards require 25,000 or more. Use the eligibility checker above to see which cards match your income.

Yes. Several UAE banks offer cards that don't require you to transfer your salary to them — you can keep your existing bank. These are filtered automatically when you compare based on your profile.

Comparing and checking eligibility on FinanceMarket is a soft check and never affects your score. A formal application with a bank is a hard check, so it's best to apply only for the card you've chosen.

There is no single best card — it depends on your spending. A frequent traveller benefits most from a miles card, while a family with high grocery spend earns more from cashback. The comparison tool ranks cards for your specific needs.

Pre-approval is often instant online. Final approval and card delivery typically take 2–5 working days once your documents are verified.

READY WHEN YOU ARE

Find your perfect credit card today

Compare 200+ cards from 30+ UAE banks in minutes. Free, unbiased, and with no impact on your credit score.

Compare Cards Now Check Eligibility

Best Credit Cardsin the UAE —Compare & Apply.

Every UAE card,compared @ zero cost.

Cards built for how you spend

What UAE residents are choosing

Compare cards side by side

What can you qualify for?

Compare to approved in 4 steps

Welcome bonuses & rewards

Learn before you apply

Everything about UAE credit cards

Frequently asked questions

Find your perfect card today

Best Credit Cards in the UAE —Compare & Apply Online.

Every UAE card,compared @ zero cost.

Find cards built for how you spend

The cards UAE residents are choosing

Compare credit cards side by side

Credit card eligibility in the UAE

General requirements to apply

From compare to approved in 4 steps

Welcome bonuses & seasonal rewards

Learn before you apply

Everything you need to know about UAE credit cards

Frequently asked questions

Find your perfect credit card today

Best Credit Cards
in the UAE —
Compare & Apply.

Every UAE card,
compared @ zero cost.

Best Credit Cards in the UAE —
Compare & Apply Online.

Every UAE card,
compared @ zero cost.