Equipment Finance in UAE — Fund Your Business Assets
Finance up to 90% of machinery, vehicles and industrial assets over tenures to 7 years — asset-secured rates from UAE banks, conventional or Islamic Ijara, without draining working capital.
Top equipment finance offers right now in UAE
Compare the latest business loan offers from leading UAE banks, tailored to your business.
Equipment finance in the UAE is structured either as a term loan (you own the asset immediately) or a finance lease (the bank retains title until final payment), both available in conventional and Islamic (Ijara) formats from banks such as FAB, ADCB, and Mashreq. Because the asset itself secures the facility, competitive rates are open even to businesses with a shorter financial track record. Lenders differ by asset class — production machinery, commercial vehicles, fit-out works, and technology infrastructure are each underwritten differently. Key eligibility criteria include a valid trade licence for 1+ year, evidence the equipment is for business use, and a supplier invoice or proforma. FinanceMarket.ae matches you with the lenders most experienced in your asset class and compares total cost of finance — factoring in arrangement fees, insurance requirements, and early settlement penalties.
- Finance up to 90% of equipment value
- Asset-secured — minimal additional collateral
- Tenures up to 7 years for capital-intensive assets
- Islamic Ijara and conventional lease options
Documents Required to Apply for a Business Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Valid Trade Licence (Mainland / DED)
- Memorandum of Association (MOA) & Share Certificates
- Chamber of Commerce registration certificate
- Office tenancy contract / Ejari
- Company profile and website
- 6–12 months company bank statements
- Audited financial statements for the last 2 years
- VAT certificate and VAT returns for the last 4 quarters
- Sample invoices and purchase orders (POs)
- Emirates ID & passport copies of all owners / partners
- UAE residence visa copies of owners / partners
- AECB credit report
- Post-dated cheques / collateral where applicable
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Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.