Warehouse Finance UAE — Logistics & Light-Industrial Property
Buy or build distribution centres, cold-storage and light-industrial assets across Jebel Ali, KIZAD and Dubai South — tenures to 20 years, sale-and-leaseback supported, conventional or Islamic.
Top warehouse finance offers right now in UAE
Compare the latest business loan offers from leading UAE banks, tailored to your business.
Warehouse finance funds the purchase or construction of logistics and light-industrial property — distribution centres, fulfilment hubs, cold-storage and temperature-controlled facilities, and general-purpose sheds — the physical backbone of the UAE’s trade, e-commerce, and re-export economy. Demand is concentrated in logistics zones such as Jebel Ali (JAFZA), KIZAD, Dubai South, and Dubai Industrial City, and lenders treat warehouses as commercial real estate: LTV is typically up to around 70% for owner-occupiers and lower for investment assets, over tenures of up to 20 years, underwritten on both your business cash flow and the building’s rental yield. Banks also support sale-and-leaseback, letting an occupier release capital from a warehouse they already own while continuing to operate from it. Eligibility rests on 2+ years of audited accounts, a bank-approved RICS valuation, and clear ownership permissions for the zone. FinanceMarket.ae matches your operation — whether ambient distribution or specialised cold-chain — to the lenders most comfortable with that asset type and structures the facility around your logistics footprint.
- Sale-and-leaseback structuring supported
- Cold-storage and temperature-controlled buildings
- Free-zone and mainland coverage
- Tenure up to 20 years
Documents Required to Apply for a Business Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Valid Trade Licence (Mainland / DED)
- Memorandum of Association (MOA) & Share Certificates
- Chamber of Commerce registration certificate
- Office tenancy contract / Ejari
- Company profile and website
- 6–12 months company bank statements
- Audited financial statements for the last 2 years
- VAT certificate and VAT returns for the last 4 quarters
- Sample invoices and purchase orders (POs)
- Emirates ID & passport copies of all owners / partners
- UAE residence visa copies of owners / partners
- AECB credit report
- Post-dated cheques / collateral where applicable
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Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.