Murabaha home finance in the UAE, a fixed-profit, Sharia-compliant sale.
The bank buys your property and sells it to you at cost plus an agreed profit, repaid in fixed instalments. No riba, no floating rate — the total cost is set on day one.
Murabaha is a cost-plus sale. Instead of lending you money and charging interest, your Islamic bank buys the property you have chosen and immediately resells it to you at a transparent, pre-agreed price — the cost plus a fixed profit margin. You then repay that fixed price in equal monthly instalments over your chosen tenure.
Because the profit is agreed up front and never changes, you know your total cost and your monthly payment from the first instalment to the last. This is a genuine trade approved by the bank’s Sharia board — not an interest-bearing loan dressed up in different words.
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Murabaha home finance in the UAE, a fixed-profit, Sharia-compliant sale.
The bank buys your property and sells it to you at cost plus an agreed profit, repaid in fixed instalments. No riba, no floating rate — the total cost is set on day one.
What is Murabaha home finance?
Murabaha is a cost-plus sale. Instead of lending you money and charging interest, your Islamic bank buys the property you have chosen and immediately resells it to you at a transparent, pre-agreed price — the cost plus a fixed profit margin. You then repay that fixed price in equal monthly instalments over your chosen tenure.
Because the profit is agreed up front and never changes, you know your total cost and your monthly payment from the first instalment to the last. This is a genuine trade approved by the bank’s Sharia board — not an interest-bearing loan dressed up in different words.