Personal Loan for Home Renovation in UAE — Fit-Out & Furniture
Fund your fit-out, furniture, kitchen or extension with an unsecured personal loan — no property collateral required, with flexible repayment over up to 48 months.
- Unsecured — no property collateral
- Covers fit-out, furniture & extensions
- Repay over up to 48 months
- Amounts from AED 5K to AED 500K
A home renovation personal loan lets you upgrade your villa or apartment — a new kitchen, bathroom retiling, built-in wardrobes, a majlis fit-out or furnishing a fresh handover — without dipping into savings or pledging the property. Because it is unsecured, approval rests on your income, AECB score and debt-burden ratio rather than the home’s value, so even renters and off-plan owners awaiting handover can borrow. Amounts run from AED 5,000 up to AED 500,000 over tenures of up to 48 months, letting you spread a one-off project cost into manageable monthly instalments.
Documents Required to Apply for a Personal Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Passport copy
- Emirates ID copy
- Khulasat Al Qaid (family book)
- Salary certificate / employment letter addressed to the bank
- Latest pay slip
- Bank statements for the last 3–6 months
- AECB credit report
Estimate your monthly instalment
Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.