Medical & Dental Loan in UAE — Plan Elective Care, Flexible Terms
Finance dental work, elective surgery, fertility treatment or cosmetic procedures not fully covered by insurance — a medical personal loan spreads the cost over flexible monthly instalments.
- Dental, elective & cosmetic care
- For costs insurance won’t cover
- Flexible monthly instalments
- Funds in ~24 hours where eligible
A medical and dental personal loan helps you fund care that insurance often excludes or only partly covers — implants and orthodontics, elective and cosmetic surgery, fertility treatment, LASIK or specialist procedures. As an unsecured loan it’s assessed on your income, AECB score and debt-burden ratio rather than the treatment itself, with amounts from AED 5,000 to AED 500,000 over tenures up to 48 months. For planned, non-emergency care it lets you proceed on a clinically sensible timeline and spread the cost, while genuine emergencies can be funded quickly once approved.
Documents Required to Apply for a Personal Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Passport copy
- Emirates ID copy
- Khulasat Al Qaid (family book)
- Salary certificate / employment letter addressed to the bank
- Latest pay slip
- Bank statements for the last 3–6 months
- AECB credit report
Estimate your monthly instalment
Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.