Developer Finance UAE — Structured Funding for Larger Projects

Developer finance is structured funding for larger real-estate developments — residential towers, mixed-use schemes, and master-planned communities — where a single straightforward construction loan is not enough. These deals are typically built as a capital stack: a senior facility from a bank as the primary, lower-cost layer, often topped by mezzanine finance that bridges the gap between the senior debt and the developer’s equity, increasing leverage in exchange for a higher return to the mezzanine provider. In the UAE the structure is shaped by regulation: off-plan sales proceeds must flow through a RERA-regulated escrow account (in Dubai, governed by the RERA trust-account framework), and drawdowns are linked both to construction milestones and to pre-sales achieved, so funding is released as the project de-risks. Underwriting weighs the development appraisal, the sponsor’s track record, the pre-sales position, the main contractor, and a clear exit (sales completion or investment refinance). FinanceMarket.ae introduces your scheme to the banks and specialist funders most active in development lending and helps structure the senior-plus-mezzanine stack, escrow flows, and drawdown schedule so the project funds cleanly from groundbreaking to handover.

• Senior + mezzanine stack structuring
• Off-plan sales escrow integration
• RERA-aligned disbursal schedules
• Pre-sales-linked drawdowns