Short-term import loans and trust receipts against shipping documents from UAE banks — bridge the gap between paying suppliers and selling stock, conventional or Islamic Murabaha.
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Import finance bridges the cash-flow gap UAE traders face between paying an overseas supplier and selling the imported goods — the working-capital engine of the country’s re-export and distribution economy. The most common instrument is a trust receipt (TR): once goods arrive under a Letter of Credit or documentary collection, the bank releases the shipping documents to you against a TR loan, financing the consignment for 60–180 days while you sell it, and you repay from sales proceeds. Import loans can also fund open-account purchases directly. Conventional import lines charge interest on the financed period; Islamic lines use Murabaha, where the bank buys and resells the goods at a deferred cost-plus-profit price. Eligibility requires an active UAE trade licence with import codes, 1–2 years of trading history, and an approved trade limit. FinanceMarket.ae matches your import volume and corridor to the banks with the cheapest TR pricing and the longest tenors.
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Answers to the most common questions about business finance in the UAE.