Land Finance UAE — Industrial, Commercial & Investment Plots

Land finance funds the purchase of raw or serviced plots — industrial land in zones such as KIZAD, Dubai Industrial City or Jebel Ali, commercial parcels in growth corridors, and investment land held for future development. Because undeveloped land produces no rental income, banks underwrite it more conservatively than built assets: LTV is typically capped around 50–60%, the asset story (location, zoning, master-plan status, and exit route) carries real weight, and the borrower’s business cash flow usually services the facility. Eligibility rests on 2+ years of audited or management accounts, a clear ownership pathway for the plot’s jurisdiction (free-zone companies often cannot own land outside their zone without a mainland entity), and a valuation by a bank-approved RICS valuer. Tenors are shorter than for income-producing property, and staged acquisitions can be funded through phased disbursement. FinanceMarket.ae identifies the lenders already comfortable with your sector, emirate, and plot type before you commit capital.

• Up to 60% LTV on industrial & commercial plots
• Free-zone and mainland coverage across all 7 emirates
• Pre-purchase feasibility and valuation review
• Phased disbursement for staged acquisitions