Trade Finance UAE — Letters of Credit, LG & Import Finance
Letters of Credit, bank guarantees and import finance from leading UAE trade banks — matched to your commodity, corridor and Incoterms, conventional or Islamic (Murabaha, Wakala).
Top trade finance offers right now in UAE
Compare the latest business loan offers from leading UAE banks, tailored to your business.
The UAE is a global trade hub, and its banks provide the full suite of instruments — Letters of Credit (sight and usance), Letters of Guarantee, documentary collections, and import invoice financing — that underpin billions of Dirhams of cross-border commerce each year. Whether you need a sight LC to secure a shipment, a performance guarantee to win a contract, or a short-term import loan to extend supplier payment terms, the right product depends on your trade corridor. Eligibility typically requires 2+ years of documented import/export activity, an active UAE trade licence with the relevant trade codes, and an existing banking relationship or minimum account balance, with limits set against your annual trade turnover and corridor risk. HSBC, FAB, and Emirates NBD are among the strongest trade finance banks in the UAE; FinanceMarket.ae identifies the optimal bank for your specific commodity, origin, and destination before you begin the formal application.
- Letters of Credit (sight & usance)
- Letters of Guarantee — performance & advance payment
- Import financing against shipping documents
- Islamic trade finance (Murabaha, Wakala)
Explore Trade Finance options
Choose the right product for your trade — compare matching offers from leading UAE banks.
Letters of Credit
Sight & usance LCs to secure cross-border shipments under UCP 600.
Letters of Guarantee
Bid bonds, performance & advance-payment bank guarantees for UAE tenders.
Import Finance
Short-term funding against shipping documents to extend supplier terms.
Export Finance
Pre- and post-shipment finance so exporters get paid without waiting.
Invoice & Bill Discounting
Convert accepted invoices and trade bills into immediate Dirham cash.
Documents Required to Apply for a Business Loan in Dubai, the UAE
Pick your profile below — the checklist differs by applicant type.
- Valid Trade Licence (Mainland / DED)
- Memorandum of Association (MOA) & Share Certificates
- Chamber of Commerce registration certificate
- Office tenancy contract / Ejari
- Company profile and website
- 6–12 months company bank statements
- Audited financial statements for the last 2 years
- VAT certificate and VAT returns for the last 4 quarters
- Sample invoices and purchase orders (POs)
- Emirates ID & passport copies of all owners / partners
- UAE residence visa copies of owners / partners
- AECB credit report
- Post-dated cheques / collateral where applicable
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Frequently Asked Questions
Answers to the most common questions about business finance in the UAE.